Compare the Best Financial
Earn More. Save Smarter.
End of Content.
Compare the Best Financial
OUR Favorite
High-Yield Savings Banks
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Live Oak Bank - 3.80% APY
HYSA, $0 minimum opening deposit
Quontic Bank - 4.10% APY
Money Market Account, $100 minimum deposit
CIT Bank - 3.65% APY
Minimum opening deposit $100
Axos Bank - 4.31% APY
Earns up to 4.66% APY, $50 minimum opening
SoFi up to 4.00% APY
HYSA, $50 minimum deposit
Upgrade - 3.05% APY
On balances $1,000 or more
OUR Favorite
Checking Accounts
SoFi Bank Bonus $325
Minimum opening $50, Earns up to $325 Bonus
Quontic Interest Checking
Checking account earns 1.10% APY
BCU PowerPlus™ Checking
Earn 8.00% APY for first 3 months
Service Credit Union
$0 minimum to open online quickly
Axos One
Checking and Savings Combined
Second Chance Banking
List of Second Chance Bank Accounts
OUR Favorite
Teen Banking
Axos Teen Checking
Checking and Debit Card, ages 13-17
Current Teen Banking
Financial app that offers debit cards for teens
OUR Favorite
Certificate of Deposit Rates
Live Oak Bank - 3.90% APY
12-Month CD. Minimum Opening is $2,500
CIT Bank - 3.75% APY
11-Month No-Penalty CD
Quontic Bank - 3.75% APY
6-Month CD, Minimum Opening is $500
Sallie Mae CD - 3.65% APY
Minimum $1 to start on the Raisin Platform
OUR Favorite
Quick Loans
SoFi Bank Personal Loan
Loans up to $100,000, Rates Start at 8.50% APR
Upgrade Loans
Loans up to $50,000, Rates start at 7.99% APR
Discover the right account for your needs
Banking
Find the best traditional banks as well as online banks, credit unions and fintech companies.
Banking
Find the best traditional banks as well as online banks, credit unions and fintech companies.
High Yield Savings
Earn up to 4.25% APY with a high-yield savings account that will grow your money faster.
High Yield Savings
Earn up to 4.25% APY with a high-yield savings account that will grow your money faster.
Loans
Find the best rates for personal, business, auto loans, plus student loan refinancing.
Loans
Find the best rates for personal, business, auto loans, plus student loan refinancing.
Banks, Credit Unions, Fintechs - What's the Difference ?
The best financial institution for you depends on your individual needs and preferences.
✔ Banks. If you are looking for a traditional financial institution with a wide range of products and services, and branch locations, then a bank may be a good option for you.
✔ Credit Unions. If you are looking for a not-for-profit financial institution with lower fees and interest rates, then a credit union may be a better choice.
✔ Fintech. If you are looking for a financial technology company that offers innovative new products and services, then a fintech company may be the right option for you.
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Timeline
Wealth Building Timeline
Stage One
Earn income, build credit, and stash cash away for an emergency. Ideally your emergency fund should have at least 6+ months of expenses.
Stage Two
Start investing in appreciating assets with a mix of stocks, bonds and real estate. Historically, stocks return about 7% a year, adjusted for inflation. Max out your 401(k) plan contributions.
Stage Three
You may be in your peak earning years so manage expenses, pay down debt and make sure you have a college fund for your children.
Stage Four
Assess your assets and make sure your portfolio is balanced to your needs because retirement is potentially a decade away. Increase fixed income, like bonds.
Choose A High-Yield Savings Account
Take advantage of the rising savings rates and earn more for your money.
Quontic Bank
3.50
% APY
High Yield Savings Account
Minimum Opening Deposit: $100
Interest compounded daily
Mobile & Online Banking
Digital banking
FDIC-Insured up to $250,000
Axos Bank
4.31
% APY
AXOS ONE®
Minimum Opening Deposit: $50
Daily compounding interest
Receive at least $1,500 in total monthly qualifying direct deposits
Maintain an average daily balance of more than $1,500
Live Oak Bank
3.80
% APY
High Yield Savings Account
Minimum Opening Deposit: $0
Set up automatic transfers
Enjoy mobile deposits into your account
Earn 20X the national average rate
FDIC-Insured up to $250,000
