Cash back credit cards earn up to 5% cash back on everyday purchases.
The main difference in secured vs. unsecured credit cards is the secured card requires a deposit, while the unsecured card does not.
Use your credit score to choose a credit card to obtain the best interest rate, rewards, accumulate points, miles, or cash back for purchases.
Canceling credit cards can do more to hurt your credit scores than help. Even if you’re not using the card, it’s better to leave it open.
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