Bankiful.com | Earn more. Save smarter.

Free Checking

No monthly fees. Never pay to use your money. Enjoy free checking accounts and keep more money in your account.

High Rate Savings

Grow your money faster with high-interest savings accounts. Earn more than the national average.

Personal Loans

Find the best rates for loans whether you have good, average or bad credit. Pre-Qualify with no impact to FICO Scores.

Earn High Interest with CIT Bank.

Grow your money faster in 2020.

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Savings Builder Account

Earn a savings rate of 1.15% APY on all balances. Reach your savings goals faster with a high-rate savings account.

No Penalty 11-Month CD

Earn a rate of 1.10% APY for 11 months. If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — with no penalty.

Money Market Account

Earn a rate of 1.20% APY. Give your savings a boost plus have the features of a checking account with a money market account. Earn over 12x the national average.

Online Loans

Loans for all credit types. Consolidate credit card debt, make a major purchase, student loan refinance, vacation, open a new business and much more.

Good Credit
Average Credit
Bad Credit

Loans up to $35,000
Pre-Qualify
Fast Funding

Additional rates and products.

Financial products can be confusing. We help you find the right product for your needs.

CD Rates

Get started with long-term savings goals with certificate of deposits. FInd the best rates.

Money Market Rates

Money markets offer higher savings rates along with checking features. Find the best rates.

Second Chance Checking

Rebuild your banking history with second chance checking accounts. Get back to traditional banking.

Credit Cards

Whether it's cashback or travel rewards. Let your good credit work for you with credit card perks.

Bank Bonus Offers

Who doesn't love free money? Check out bank promotions that put free cash in your account.

Low-Rate Loans

Find the best rates for personal loans. Online loans are fast. Get funds as soon as the next business day.

Digital banking has evolved.

Get the same financial products online just like a physical bank.

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List of Second Chance Banks.

Get a fresh start at banking.

Learn more

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Best Online Banks.

Enjoy the convenience of online banking.

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Bank Bonus Offers.

Earn cash bonuses when you open a new bank account.

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Current Content & Bonus Offers

Explore our blog for insightful content. Stay up to date on current financial products.

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APY Calculator: Find out how much interest your money can earn