May 6, 2025
Compare the Best Financial
Earn More. Save Smarter.
End of Content.
Compare the Best Financial
Find the best traditional banks as well as online banks, credit unions and fintech companies.
Earn up to 4.50% APY with a high-yield savings account that will grow your money faster.
Find the best rates for online personal, business and auto loan plus student loan refinancing.
Banks, Credit Unions, Fintechs - What's the Difference ?
The best financial institution for you depends on your individual needs and preferences.
✔ Banks. If you are looking for a traditional financial institution with a wide range of products and services, and branch locations, then a bank may be a good option for you.
✔ Credit Unions. If you are looking for a not-for-profit financial institution with lower fees and interest rates, then a credit union may be a better choice.
✔ Fintech. If you are looking for a financial technology company that offers innovative new products and services, then a fintech company may be the right option for you.
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March 28, 2025
Timeline
Wealth Building Timeline
Stage One
Earn income, build credit, and stash cash away for an emergency. Ideally your emergency fund should have at least 6+ months of expenses.
Stage Two
Start investing in appreciating assets with a mix of stocks, bonds and real estate. Historically, stocks return about 7% a year, adjusted for inflation. Max out your 401(k) plan contributions.
Stage Three
You may be in your peak earning years so manage expenses, pay down debt and make sure you have a college fund for your children.
Stage Four
Assess your assets and make sure your portfolio is balanced to your needs because retirement is potentially a decade away. Increase fixed income, like bonds.
Choose A High-Yield Savings Account
Take advantage of the rising savings rates and earn more for your money.
Quontic Bank
3.85
% APY
High Yield Savings Account
Minimum Opening Deposit: $100
Interest compounded daily
Mobile & Online Banking
Digital banking
FDIC-Insured up to $250,000
CIT Bank
4.10
% APY
Platinum Savings
Minimum Opening Deposit: $5,000
Daily compounding interest
Mobile & Online Banking
No account opening or maintenance fees
FDIC-Insured up to $250,000
Live Oak Bank
4.20
% APY
High Yield Savings Account
Minimum Opening Deposit: $0
Set up automatic transfers
Enjoy mobile deposits into your account
Earn 20X the national average rate
FDIC-Insured up to $250,000
