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Best Cash Back Debit Cards for 2024

Get rewarded for your spending with cash back debit cards for 2024 with one that includes a 20% cash back on 800,000 hotels worldwide.
Ditch the credit card debt but keep the rewards! Cash back debit cards are the perfect way to earn cash back on everyday purchases without the interest worries.

Best Cash Back Debit Cards

Discover the best debit cards with cash back rewards, interest-earning potential, and all the features you need for effortless banking.

OneUnited Bank

OneUnited customers have access to cash back up to 20% from various merchants including hotels, health and beauty products, clothing and electronics.
Features we like most
  • Minimum deposit: $25
  • Surcharge free ATMs at over 100,000+ locations
  • Up to 20% cash-back in various categories like food, hair products, hotels, cosmetics
  • Early paycheck with direct deposit
  • Add cash at over 90,000 locations across the country through a partnership with Green Dot
  • FDIC insured up to $250,000
Apply Today

Apply at OneUnited's Secure Site

  • iOS app rating: 4.7/5 stars
  • Android app rating: 4.4/5 stars

Upgrade Banking

Upgrade customers earn up to 2% Cash Back¹ on everyday expenses, recurring payments and subscriptions and unlimited 1% cash back on all other purchases.

Features we like most

  • $0 minimum opening deposit
  • Get paid up to 2 days faster4
  • Earn up to 5.21% APY on savings with $1,000 monthly direct deposit3
  • FDIC-insured up to $250,000
Apply Today

Apply at OneUnited's Secure Site

Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards are issued by Cross River Bank, Member FDIC,

  • iOS app rating: 4.8/5 stars
  • Android app rating: 4.7/5 stars

Current Banking

Current is a financial technology company that offers second chances to customers who’ve been denied accounts.
Features we like most
  • $0 Minimum opening deposit
  • Fee-free overdraft protection a qualifying direct deposit set-up
  • Credit builder card that lets you improve credit with everyday purchases
  • Early paycheck with direct deposit
  • 40,000 fee-free ATMs
  • FDIC insured up to $250,000
Apply Today

Apply at OneUnited's Secure Site

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Disclaimer: Our goal is to provide the most relevant and current information. However, the information is for informational purposes only and is not intended to be personal financial advice.

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