Traditional banks offer the best option for building a lasting banking relationship.

When choosing the best checking accounts for bad credit, it’s important to know your options.

Don't let bad credit stop you from opening a bank account but be sure to watch out for a few costly features. For instance:

  • High monthly service fees
  • Limited ATM Network
  • Costly overdraft fees

Monthly fees for bank accounts for bad credit are common. However, you want to avoid extreme monthly fees. There's a popular bank (I won't mention the name), that has a checking account for bad credit that charges an outrageous $25 a monthly service fee! 

While most checking accounts for bad credit have a monthly service fee, that fee is generally reasonable and can be  waived after 12 months of good account management.

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