Most banks wait until payday to give you access to your money but when you get your paycheck early, financial obligations can be paid sooner. Plus you get a headstart on saving money and earning compound interest.
SoFi Checking & Savings
- $50 Opening Deposit
- No monthly maintenance fees
- SoFi offers up to $325 as a sign-up bonus when you set up direct deposit
- Earn 4.60% APY on your savings plus 0.50% on your checking account balance
- Mobile App to deposit checks, transfer money, pay bills, and monitor account activity
- Access 55,000 Free ATMs in the Allpoint network
- Get paid up to two days early with direct deposit
- FDIC insured up to $2M
Primis Perks Checking
- NO overdraft fees, ever
- FREE ATM* use — nationwide
Debit card rewards: Earn 50 cents for every swipe (except ATM transactions) - Free in-person notary services, incoming wires, and check images
- Free cashier’s checks and stop payments
Your wire fees are on us. When you deposit money to your account via wires, we’ll refund the fees upon request. See more. - Get paid up to 2 days early
Upgrade Rewards Checking Plus
- $0 minimum opening deposit
- $0 monthly maintenance fees
- $0 overdraft fees
- Earn up to 5.07% APY on savings with $1,000 monthly direct deposit
- Up to 2% cash back on purchases1
FDIC-insured up to $250,000
Current Spend Account
- No overdraft fees
- No monthly fees
- Free, nationwide ATM network
- Earn 4.00% APY on up to $6,000
- Build credit every time you use your card
- Get rewards for paying with your debit card
mph Bank Free Account
- No overdraft fees
- No monthly fees
- 55,000+ free AllPoint ATMs
- Earn 5.00% APY with direct deposit
- Round-up widget that puts you in control of saving
Stay on top of your bills with early direct deposit
With early direct deposit, you can get your paycheck before the month is up to pay necessities like rent, utilities, and cell phone bill – all these essential expenses tend to accumulate at the end of the month.
Early direct deposit can prevent you from paying late fees or worse, paying overdrafts that can add up quickly.
Boost your savings with early direct deposit
With early paychecks, if you normally get paid on Fridays, you could see your paycheck by Wednesday.
Getting your money earlier means more money to set aside for saving, whether it’s for a large purchase or for an emergency fund. To reach your goals faster, open a high-interest savings account.
Side-hustles that pay you the same day
Another way to get your paycheck early is with a side-hustle. The COVID-19 pandemic has shown many people that having an additional income stream is essential to financial stability.
Side-hustles can be a viable way to generate a passive income, get out of debt, fatten your savings and in some instances become your main source of income.
But, there’s another benefit to some side-hustles ⏤ Companies that let you cash out the same day you put in your hours.
Here are some side-hustle options that let you get paid early and withdraw your wages the same day you worked.
1. DoorDash. If you don't mind delivering food to people then sign up to be a DoorDash food delivery driver. Drivers enjoy flexible hours and the ability to get paid the same day. Once you've been a DoorDash driver for 2 weeks plus made 25 deliveries, you become eligible for the Fast Pay system. This allows you to request your earnings immediately, paid to your debit card, for $1.99 per transaction. Learn more.
2. GigWalk. One of the easiest ways to earn extra cash and get paid the same day is through GigWalk. Sign up to work where you want and when you want. As a Gigwalker, it’s your job to assess a particular product or store’s retail experience and report it through the app. Once your account is approved, you can begin selecting gigs to complete for extra cash. Gigwalk links to PayPal, so once a job is finished and approved, the money is sent directly to your personal account. Learn more.
3. Instacart. Every day is a payday with Instant Cashout. Instacart shoppers can choose to get paid the same day you work. Shoppers purchase items and deliver them as well. Or you can sign up to become an in-store shopper who hands the items over to the customers right after paying for them. Instacart shoppers normally get paid once a week but if you want to get paid on the same day it will cost $0.50 per transaction and the limit is five cashout a day. Learn more.
4. Lyft. Work as a Lyft driver whenever you like plus request an immediate payout through Express Pay. With Lyft’s Express Pay, you can withdraw your earnings (max $3,000 a day) as many times as you want but each transaction will cost you $0.50, once you've earned at least $50 on the platform. Learn more.
5. Uber. Drivers can get paid when they want with Uber's cashout feature that lets you get paid up to 5 times a day at $0.50 fee per cashout. There are no minimums on how much money you can withdraw at one time. If you decide to open a GoBank account and have a Uber Visa Debit Card, you can request a payout up to fives times a day for free. Learn more.
