Finding the Best Banks in Texas is no easy task. Texas is a huge state, so needless to say, they have many banking options.
We started by looking at the Texas Department of Banking's Top 100 Banks by Asset Size and narrowed it down to the 15 Best Banks in Texas based on several factors.
We narrowed the search by choosing the best banks in Texas for savings, checking, CDs, and money market accounts. Plus, we included the best bank for the number of branches and ATMs.
Here is a breakdown of some of the top banks in Texas, along with their key strengths:
Best Banks in Texas
- Earn 10x the national average with a Savings Connect account.
- Digital convenience with online banking and the mobile app.
- Deposit checks remotely and make transfers easily with the CIT Bank mobile app.
- Easy account opening.
- FDIC-insured.
Financial Products: Checking, Savings, Certificate of Deposits, Mortgage & Business Loans.
- 7-month CDs will automatically renew into a 6-month CD.
- A CD Maturity Notice will be sent prior to the CD's Maturity Date.
- The interest rate and Annual Percentage Yield (APY) will be determined at the time of maturity.
Financial Products: Checking, Savings, Certificate of Deposits, Mortgage & Business Loans.
- Earn $400 when you establish total qualifying direct deposits of $5,000 to the Spend account.
- Digital tools with savings goals.
- Highest interest earning potential on your Growth account.
- The most fee reimbursements for non-PNC ATMs
- No charge for domestic wires.
Financial Products: Checking, Savings, Certificate of Deposits, Mortgage & Business Loans.
- $0 monthly service charge when you meet any one of the following:
Maintain $15,000 minimum daily balance in this account; or, own a Frost Premium Account
Financial Products: Checking, Savings, Certificate of Deposits, Mortgage & Business Loans.
- No minimum balance.
- No overdraft fees
- $5 monthly service fee
- No monthly fees for teens and young adults
- Manage your accounts with 24/7 online access
Financial Products: Checking, Savings, Certificate of Deposits, Mortgage & Business Loans.