APY Calculator: Find out how much interest your money can earn

Use our APY Calculator to see how to grow your money faster. Reach your savings goals with a high interest savings or money market account.

S.J. Jones
September 23, 2022

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Deposit $10,000 in a regular savings account that earns only 0.30% APY (the national average), your earnings after a year would be $13. Put that same $10,000 in a high-yield savings or money market account that earns 2.10% APY for the same amount of time, and you can earn about $210.

Current Banking – 4.00% APY
Key Features $10 Opening Deposit No monthly maintenance fees Get Paid Up to 2 Days Faster with Direct Deposit 40,000 fee-free Allpoint ATMs in the U.S. Earn 4.00% APY ⎼ that's over 40x higher than the national average (Capped at $6,000) FDIC-Insured up to $250,000 Learn More

Current Banking – 4.00% APY

Key Features

$10 Opening Deposit
No monthly maintenance fees
Get Paid Up to 2 Days Faster with Direct Deposit
40,000 fee-free Allpoint ATMs in the U.S.
Earn 4.00% APY ⎼ that's over 40x higher than the national average (Capped at $6,000)
FDIC-Insured up to $250,000

Learn More

Quontic High Yield Savings – 2.05% APY
Key Features $100 Opening Deposit No monthly maintenance fees US-based Customer Service is available by phone or email Over 90,000 fee-free locations across the country Earn 2.05% APY ⎼ that's over 15x higher than the national average FDIC-Insured up to $250,000 Learn More

Quontic High Yield Savings – 2.05% APY

Key Features

$100 Opening Deposit
No monthly maintenance fees
US-based Customer Service is available by phone or email
Over 90,000 fee-free locations across the country
Earn 2.05% APY ⎼ that's over 15x higher than the national average
FDIC-Insured up to $250,000

Learn More

UFB High Yield Savings – 2.61% APY
Key Features $50 Opening Deposit No maintenance or service fees Complimentary ATM card Over 91,000 fee-free locations across the country Earn 2.61% APY ⎼ that's over 19x higher than the national average FDIC-Insured up to $250,000 Learn More

UFB High Yield Savings – 2.61% APY

Key Features

$50 Opening Deposit
No maintenance or service fees
Complimentary ATM card
Over 91,000 fee-free locations across the country
Earn 2.61% APY ⎼ that's over 19x higher than the national average
FDIC-Insured up to $250,000

Learn More

CIT Bank High Yield Savings – 2.10% APY
Key Features $100 Opening Deposit No maintenance or service fees CIT Bank doesn’t charge ATM fees and reimburses up to $30 in other U.S. bank’s ATM fees Earn 2.10% APY ⎼ that's over 16x higher than the national average FDIC-Insured up to $250,000 Learn More

CIT Bank High Yield Savings – 2.10% APY

Key Features

$100 Opening Deposit
No maintenance or service fees
CIT Bank doesn’t charge ATM fees and reimburses up to $30 in other U.S. bank’s ATM fees
Earn 2.10% APY ⎼ that's over 16x higher than the national average
FDIC-Insured up to $250,000

Learn More