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10 Money Apps: Earn Cash On Your Cell Phone

Check out these top money apps that let you make money with your cell phone.

Money apps give you the opportunity to make extra cash fast. Earning money apps offer a range of options, including performing tasks, like playing online games, rating short videos, shopping, taking surveys, to picking up items for companies or charging electric scooters.

10 Best Money Making Apps

While it may not replace your full-time income, these money apps can help you utilize technology to supplement income.

1. Roadie app – Reunite customers with their delayed or lost luggage

The Roadie App connects drivers with lost luggage so they can help reunite passengers and their bags. There are many instances where passengers arrive at their destination without luggage. Roadie partners with airlines across the nation to pickup and deliver luggage to customers.

Drivers must pay for airport parking but Roadie will reimburse costs. Drivers can pick up multiple gigs so it's probably a good idea to have a luggage cart. The bigger your car, the more luggage you can deliver.

Whether you’re a side hustler, student, retiree, or somewhere in between, you’ll love how easy it is to sign up and start earning money.

Benefits of delivery work with the Roadie app:

  • No minimum vehicle standards
  • See your exact pay up front
  • Instant or Weekly Payouts
  • Exclusive opportunities for larger vehicle

Drivers must be over the age of 18, have a smart phone, car and insurance. Roadie also partners with retailers, grocery stores and caterers, so there are multiple gigs you can choose from.

2. Reality Based Group – Become a Mystery Shopper

Reality Based Group provides mystery shoppers to companies looking to improve its brands. Mystery shoppers can choose when and where they want to work.

Shopping opportunities exist online as well as locally. For example, a mystery shopper might be assigned to inquire about a vehicle at a local car dealership and after the assignment is completed, answer a few questions about the experience.

If you don't want to go out, there are assignments that only require you shop online or order food online. For example, a mystery shopper could be assigned to order a pizza then take a picture of it and report about the service. The mystery shopper will be paid for the gig plus reimbursed the cost of the pizza.

There are all sorts of assignments for mystery shoppers with no experience necessary. Shop from home on your laptop, smartphone or choose to go out of the home to complete assignments, it's up to you. Get paid via direct deposit on the 10th of the month or via Paypal on the 20th of the month.

3. Sharetown, Inc. – Earn money by flipping near new mattresses you pickup

Sharetown partners with furniture and mattress brands to arrange the pickup and resell of bulky items. Mattresses are compressed in an air-sealed bag and rolled tight before shipping, making it a challenge for customers to return if they are not satisfied with the purchase.

Sharetown gives people an opportunity to earn money to pick-up mattresses and flip them for a profit. There's a huge market for open-box furniture and mattresses that are in new-like condition. As a Sharetown representative, you are responsible for picking up, cleaning and sanitizing the mattress.

You can then resale the mattress via an online marketplace like OfferUp, Craigslist, and Facebook Marketplace.

TIP: For driving opportunities, make sure to download the Upside app to earn up to $0.25/gallon cash back on every fill-up!

4. InboxDollars

InboxDollars will pay you to watch short video clips online. These videos cover a wide range of topics like cooking, entertainment, news, sports, and health shows. All you have to do is select the videos you want to watch and answer a few quick questions about them afterwards.

InboxDollars has already paid out over $56 million to its users. The best part is that they pay you in actual cash, not points or gift cards. Additionally, they offer other ways to earn money such as taking surveys, playing scratch-off games, and even searching the internet.

5. Rakuten

Rakuten provides shoppers with cash back rewards on purchases made at popular retailers, restaurants, and food delivery services. Users can earn cash back on travel expenses, gift cards, and more. Maximize your earnings with Rakuten's Double Cash Back deals, allowing you to accumulate even more cash from your purchases.

Boost your savings further by combining cash back offers with Rakuten coupons as you shop.

New sign-ups to Rakuten get a $10 bonus when you spend $25.

6. MyPoints

MyPoints pays users in cash or points for participating in various activities, including taking surveys, watching videos, printing coupons, and signing up for services such as life insurance. The amount of points you earn per survey varies, but it typically ranges from 50 to 2,200 points.

You can redeem your points for gift cards to a variety of retailers, including Amazon, Walmart, and Starbucks. You can also redeem your points for cash by transferring them to your PayPal account or a Visa prepaid card.

7. Swagbucks

Swagbucks is a versatile cash-back and rewards app that allows you to accumulate points, known as “SB,” through various activities. These include shopping online at more than 1,500 participating retailers, taking surveys, watching videos, playing games, and completing other tasks available on the Swagbucks platform. You have the flexibility to redeem these earned points for gift cards or receive cash back directly to your PayPal account. The number of points awarded for each task may vary, with surveys typically worth around 40 to 200 SB points each.

8. Ibotta

Ibotta lets you earn cash back on both in-store and online purchases from over 2,000 supported retailers that encompass various categories such as clothing, entertainment, dining out, pet supplies, and more. The cashback offers can be tailored to specific products or retailers, and some of them are automatically applied to your purchases. For certain offers, you might need to perform additional tasks like watching a video or participating in a poll to unlock the cashback benefits.

You’ll receive cash back every time you shop online, on the app or in-store.

New sign-ups to Ibotta get $10 when you spend $30 at participating online retailers.

9. Poshmark

Poshmark has a customized platform dedicated to selling clothes, accessories, and even home decor. Poshmark makes it easy to sell on its platform. Simply snap photos of your items or upload them, provide a description, set a price, and share the listing. When a purchase is made, Poshmark emails you a prepaid and pre-addressed shipping label, making it easy to send the package via USPS. The entire selling and shipping process is streamlined without the need to meet with strangers for a sale.

10. Survey Junkie

Survey Junkie, in collaboration with brands and market research companies, provides users with the opportunity to participate in surveys and earn points. These points can be instantly redeemed for gift cards or transferred to your PayPal account for cash. Earn $1 for every 100 points you accumulate. The minimum points required to cash out is 500 points, equivalent to $5.

On average, surveys take around 15 minutes to complete, making it an excellent choice for those seeking to make money from their opinions and insights.


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Best online savings rates

The national savings rate is 0.47% APY. This online bank pays way more.

CIT Bank

Platinum Savings
5.05% APY
Minimum $5,000 balance
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5.21% APY
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Quontic Bank

4.50% APY
Minimum $100 balance
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Mobile & Online Banking
Deposits are FDIC insured
Disclaimer: Our goal is to provide the most relevant and current information. However, the information is for informational purposes only and is not intended to be personal financial advice.

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