Online instant cash advance apps are convenient for emergencies, especially since they can get you cash in your checking account immediately.
It's always important to consider the pros and cons of cash advance apps but our review of the top cash advance apps show they are less expensive than payday loans, personal loans, and even credit card cash advances.
But more importantly, most cash advance apps don't pull credit reports in the traditional sense. They typically base their approval decisions on your income and banking history.
Top Cash Advance Apps of 2024
1. Best Overall: Current
2. Best for Low Fees: Albert
3. Best for Large Advances: Earnin
4. Best for Budgeting Tools: Dave
5. Best for Fast Cash: Empower
Current provides cash advances up to $500 if you have a Current Account. If not, you can link an external account where you already receive your direct deposit. There are no credit checks to qualify.
- Advance Amounts: $500 (overdraft)
- Time to Repay: Up to 60 days
- Fees: None
- Advance Amounts: $250
- Time to Repay: Next payday
- Fees: None
Earnin allows users up to a $750 cash advance per pay period without any hidden fees or interest.
- Advance Amounts: Up to $100 per day and $750 per pay period
- Time to Repay: Next paycheck
- Fees: Suggested tip plus express funding fees up to $4.99
The Dave app users are required to open an ExtraCash account to get a cash advance up to $500.
- Advance Amounts: $25 to $500
- Time to Repay Terms: Next paycheck
- Fees: $1 subscription fee, 15% suggested tip, and $1.99 to $13.99 express funding
Empower allows users to borrow up to $250 with no interest, late fees, or credit checks. The app also offers budgeting tools and bank accounts.
- Advance Amounts: $10 to $250
- Time to Repay: Next paycheck
- Fees: $8 per month plus express funding fees
