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Best 5 Cash Advance Loan Apps in 2024

Check out the best cash advance apps that provide short-term loans ranging from $100 to $750 with no credit check required.

Digital loan apps are convenient for emergencies, especially since they can get you a cash advance in your checking account immediately.

It's always important to consider the pros and cons of using cash advance apps but our review of the top cash advance apps show they are less expensive than payday loans, personal loans, and credit card cash advances.

But more importantly, most people can qualify because cash advance apps don't check users’ credit, so a low score won’t keep you from qualifying for an advance.

Top Cash Advance Apps of 2024

Best Overall: Current
Best for Low Fees: Albert
Best for Large Advances: Earnin
Best for Budgeting Tools: Dave
Best for Fast Cash: Empower

Current Banking

Current doesn’t provide cash advances, but their Overdrive feature allows you to overdraft between $25 to $200 on a Current bank account, with no overdraft fees.

  • Loan Amounts: $200 (overdraft)
  • Time to Repay: Up to 60 days
  • Fees: None

Albert Banking

Albert offers interest-free and fee-free cash advances up to $250. There is no credit check, however, Albert securely links to your checking account then evaluates your account history to determine the cash advance amount.
  • Loan Amounts: $250 
  • Time to Repay: Next payday
  • Fees: None

Earnin

Earnin allows users up to a $750 cash advance per pay period without any hidden fees or interest. 

  • Loan Amounts: Up to $100 per day and $750 per pay period
  • Time to Repay: Next paycheck
  • Fees: Suggested tip plus express funding fees up to $4.99

Dave

The Dave app users are required to open an ExtraCash account to get a cash advance up to $500. 

  • Loan Amounts: $25 to $500
  • Time to Repay Terms: Next paycheck
  • Fees: $1 subscription fee, 15% suggested tip, and $1.99 to $13.99 express funding

Empower

Empower allows users to borrow up to $250 with no interest, late fees, or credit checks. The app also offers budgeting tools and bank accounts. 

  • Loan Amounts: $10 to $250
  • Time to Repay: Next paycheck
  • Fees: $8 per month plus express funding fees

Best online savings rates

The national savings rate is 0.46% APY. This online bank pays way more.

CIT Bank

Platinum Savings
5.05% APY
/Month
Minimum $5,000 balance
No maintenance fees
Mobile & Online Banking
Deposits are FDIC insured

CIT Bank

Savings Connect
4.65% APY
/Month
Minimum $100 balance
No maintenance fees
Mobile & Online Banking
Deposits are FDIC insured

CIT Bank

6-Month CD
5.00% APY
/Month
Minimum $1,000 balance
No maintenance fees
Mobile & Online Banking
Deposits are FDIC insured
Disclaimer: Our goal is to provide the most relevant and current information. However, the information is for informational purposes only and is not intended to be personal financial advice.

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