Digital loan apps are convenient for emergencies, especially since they can get you a cash advance in your checking account immediately.
It's always important to consider the pros and cons of using cash advance apps but our review of the top cash advance apps show they are less expensive than payday loans, personal loans, and credit card cash advances.
But more importantly, most people can qualify because cash advance apps don't check users’ credit, so a low score won’t keep you from qualifying for an advance.
Top Cash Advance Apps of 2024
Best Overall: Current
Best for Low Fees: Albert
Best for Large Advances: Earnin
Best for Budgeting Tools: Dave
Best for Fast Cash: Empower
Current doesn’t provide cash advances, but their Overdrive feature allows you to overdraft between $25 to $200 on a Current bank account, with no overdraft fees.
Earnin allows users up to a $750 cash advance per pay period without any hidden fees or interest.
The Dave app users are required to open an ExtraCash account to get a cash advance up to $500.
Empower allows users to borrow up to $250 with no interest, late fees, or credit checks. The app also offers budgeting tools and bank accounts.