OUR Favorite
High-Yield Savings Banks
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SoFi Bank Bonus $325
HYSA Earns 3.80% APY, $50 minimum deposit
CIT Bank - 3.90% APY
Minimum opening deposit $100
Live Oak Bank - 4.10% APY
HYSA, $0 minimum opening deposit
Quontic Bank - 4.25% APY
Money Market Account, $100 minimum deposit
Upgrade - 4.02% APY
On balances $1,000 or more
Axos Bank - 4.66% APY
Earns up to 4.66% APY, $50 minimum opening
OUR Favorite
Checking Accounts
SoFi Bank Bonus $325
Minimum opening $50, Earns up to $325 Bonus
Quontic Interest Checking
Checking account earns 1.10% APY
Acorns Checking
Heavy Metal Debit Card with Rewards
Service Credit Union
$0 minimum to open online quickly
Axos One
Checking and Savings Combined
Second Chance Banking
List of Second Chance Bank Accounts
OUR Favorite
Certificate of Deposit Rates
CIT Bank - 3.50% APY
11-Month No-Penalty CD
Live Oak Bank - 4.10% APY
12-Month CD. Minimum Opening is $2,500
Quontic Bank - 3.75% APY
6-Month CD, Minimum Opening is $500
SkyOne CU - 4.00% APY
Minimum $1 to start on the Raisin Platorm
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