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OUR Favorite

High-Yield Savings Banks

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SoFi Bank Bonus $325

HYSA Earns 3.80% APY, $50 minimum deposit

CIT Bank - 3.90% APY

Minimum opening deposit $100

Live Oak Bank - 4.10% APY

HYSA, $0 minimum opening deposit

Quontic Bank - 4.25% APY

Money Market Account, $100 minimum deposit

Upgrade - 4.02% APY

On balances $1,000 or more

Axos Bank - 4.66% APY

Earns up to 4.66% APY, $50 minimum opening

OUR Favorite

Checking Accounts

SoFi Bank Bonus $325

Minimum opening $50, Earns up to $325 Bonus

Quontic Interest Checking

Checking account earns 1.10% APY

Acorns Checking

Heavy Metal Debit Card with Rewards

Service Credit Union

$0 minimum to open online quickly

Axos One

Checking and Savings Combined

Second Chance Banking

List of Second Chance Bank Accounts

OUR Favorite

Certificate of Deposit Rates

CIT Bank - 3.50% APY

11-Month No-Penalty CD

Live Oak Bank - 4.10% APY

12-Month CD. Minimum Opening is $2,500

Quontic Bank - 3.75% APY

6-Month CD, Minimum Opening is $500

SkyOne CU - 4.00% APY

Minimum $1 to start on the Raisin Platorm

Disclaimer: Our goal is to provide the most relevant and current information. However, the information is for informational purposes only and is not intended to be personal financial advice.

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