*This offer applies to individuals who open a new personal checking account at Langley with 10 debit card transactions within the first 60 days of having the account OR any loan with a balance OR at least $1,000 (aggregate total of savings accounts only) when a valid Referral Code is presented at the time of account opening. The new personal checking account must be the first account at Langley for the new member to be eligible for the offer. When referring a friend, each party may be aware that the referrer is a member of Langley. All measures to protect member-sensitive information and confidentiality apply. In addition, each party understands that failure to receive an account bonus means a referred account did not meet the offer criteria outlined above and does not imply an account application was denied.

All referral and account opening bonuses will be credited to the primary savings account at the end of the month when the qualifying account was opened and will be reported to the IRS as required by law.