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Previously Bank of Internet USA, Axos Bank was founded in October 2018. It caters to those who want easy, online access to their accounts, hate paying fees, and hit up the occasional out-of-network ATM, since they offer unlimited domestic ATM fee reimbursements.
While it’s a solely online bank, Axos doesn’t scrimp on products offered. There are no less than six types of checking accounts offered, four types of savings accounts – including a high-yield savings account with a 1.30% APY – as well as CDs, IRAs, mortgages, personal loans, and auto loans. Axos Bank also offers some business and commercial banking products.
5 Online Banks With Early Direct Deposit
Online banks that offer early direct deposit give you access to your funds up to two days early so you don’t have to wait to pay off expenses or struggle at the end of a pay period.
1. Axos Bank – Essential Checking
The Essential Checking Account at Axos Bank offers Direct Deposit Express that enables customers to get their direct deposit paychecks up to 2 days early. Axos Bank is a federally chartered, FDIC-insured, full-service online bank founded in 2000. The Essential Checking Account makes it simple for customers to manage their account from all of your electronic devices. It’s a hassle-free, no-fee checking account where customers can make mobile deposits and also deposit cash at any ATM location, nationwide with the Axos Bank debit card. You can open this bank account online with no deposit.
Essential Checking Account Features
- Get paid up to 2 days early with Direct Express.
- $0 to open the account.
- Unlimited domestic ATM reimbursements.
- No monthly maintenance fees.
- No annual fee.
- No overdraft or non-sufficient funds fee.
- Plus, with your Axos Bank debit card, you can deposit cash at any location, nationwide.